Calculator Load JBSA PCS Buying Power Calculator | Sharp Realty Group TX
JBSA San Antonio • 2025 BAH

PCS Buying Power Calculator

Plan your move to Lackland, Randolph, Fort Sam Houston, or Camp Bullis with real numbers.

Your PCS Details

Loan Details

Using 6.0% for 30-yr estimate

Property Tax & Exemptions

Includes Texas $140,000 homestead exemption automatically.
Monthly BAH
$1,905
E-6 With Dependents · San Antonio MHA

Monthly PITI Breakdown

  • Principal & Interest $0
  • Property Taxes $0
  • PMI $0
  • Homeowners Insurance $100
  • Total Payment $0

BAH vs. Payment

BAH Coverage
Monthly Delta

Your Buying Power Range

Conservative
$0
BAH covers 100%
Comfortable
$0
+$200/mo out of pocket
Stretch
$0
+$400/mo out of pocket

Sale Details

Buyer-agent concessions common on VA deals

PCS Move Costs

Net Proceeds Waterfall

  • Sale Price $0
  • − Mortgage Payoff $0
  • − Agent Commission $0
  • − Title & Closing $0
  • − Repairs / Staging $0
  • − Prorated Taxes $0
  • Net From Home Sale $0
  • − Moving / DITY $0
  • − TLA Gap $0
  • PCS Carryover Costs $0
Final Cash In Pocket
$0
Equity Built: $0

Net as % of Sale Price

Cash Kept 0%

Ready to see what you can actually afford?

Get a free VA buying analysis from Anthony Sharp — Air Force veteran and San Antonio military relocation specialist.

Serving Lackland AFB, Randolph AFB, Fort Sam Houston & Camp Bullis
Brokered by Real Broker LLC
This calculator provides estimates only. Actual payments may vary based on credit, underwriting, and final loan terms.
BAH rates reflect 2025 San Antonio MHA rates. Consult a licensed lender for exact figures.
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2026 Enlisted BAH Rates — JBSA San Antonio

WITH DEPENDENTS: E-1 to E-4: $1,728/mo | E-5: $1,869/mo | E-6: $2,094/mo | E-7: $2,112/mo | E-8: $2,121/mo | E-9: $2,157/mo. These rates apply to Randolph AFB, Lackland AFB, Fort Sam Houston, and Camp Bullis.

WITHOUT DEPENDENTS: E-1 to E-4: $1,359/mo | E-5: $1,500/mo | E-6: $1,596/mo | E-7: $1,731/mo | E-8: $1,920/mo | E-9: $1,977/mo. Rates effective January 1, 2026 per DoD.

OFFICER & WARRANT (With Dependents): O-1: $1,905/mo | O-2: $2,091/mo | O-3: $2,127/mo | O-4: $2,307/mo | O-5: $2,457/mo | O-6: $2,475/mo. Warrant: W-1 to W-5: $2,109-$2,280/mo.

Our strength as a company comes from the strength of our leadership—an experienced and long-tenured team. With our advice & services we help clients fulfill their real estate needs!

Get Your Free PCS Plan

Schedule a free 15-minute PCS consultation. I'll match your BAH to the right neighborhoods and show you exactly what you can afford with a VA loan.

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BAH Home Price Calculator

Select your rank and see what home price your BAH can afford. Interactive tool for all JBSA pay grades.

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Talk to a Veteran Agent

I'm a USAF veteran and military relocation specialist. I understand PCS timelines, VA loans, and BAH better than any civilian agent.

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