JBSA San Antonio • 2026 BAH

2026 BAH San Antonio: JBSA Rates for Randolph, Lackland & Fort Sam Houston

Plan your move to Lackland, Randolph, Fort Sam Houston, or Camp Bullis with real numbers.

Your PCS Details

Loan Details

Using 6.0% for 30-yr estimate

Property Tax & Exemptions

Includes Texas $140,000 homestead exemption automatically.
Monthly BAH
$1,905
E-6 With Dependents · San Antonio MHA

Monthly PITI Breakdown

  • Principal & Interest $0
  • Property Taxes $0
  • PMI $0
  • Homeowners Insurance $100
  • Total Payment $0

BAH vs. Payment

BAH Coverage
—
Monthly Delta
—

Your Buying Power Range

Conservative
$0
BAH covers 100%
Comfortable
$0
+$200/mo out of pocket
Stretch
$0
+$400/mo out of pocket

Sale Details

Buyer-agent concessions common on VA deals

PCS Move Costs

Net Proceeds Waterfall

  • Sale Price $0
  • − Mortgage Payoff $0
  • − Agent Commission $0
  • − Title & Closing $0
  • − Repairs / Staging $0
  • − Prorated Taxes $0
  • Net From Home Sale $0
  • − Moving / DITY $0
  • − TLA Gap $0
  • PCS Carryover Costs $0
Final Cash In Pocket
$0
Equity Built: $0

Net as % of Sale Price

Cash Kept 0%

E-5 BAH San Antonio 2026

E-5 is the rank I see most on PCS moves to JBSA. Pick E-5 in the calculator above, set with or without dependents, and you'll see that rate next to a real mortgage payment. The full 2026 rate table by rank is further down this page. Lackland, Randolph, Fort Sam and Camp Bullis all fall under the same San Antonio BAH rate, so the base you're assigned to doesn't change the number.

Fort Sam Houston BAH 2026

Same San Antonio rate as the rest of JBSA. What changes is the commute and what that BAH buys near the gate. Run your numbers above, then ask me which neighborhoods actually line up with them.

Randolph AFB BAH 2026

Same rate again. Most Randolph families I work with land in Cibolo, Schertz, Universal City or Converse, where new construction with a VA loan often pencils out against BAH. See new construction near Randolph AFB with a VA loan.

Always confirm your exact rate with the official DoD BAH calculator before you sign anything.

Ready to see what you can actually afford?

Get a free VA buying analysis from Anthony Sharp — Air Force veteran and San Antonio military relocation specialist.

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Serving Lackland AFB, Randolph AFB, Fort Sam Houston & Camp Bullis
Brokered by Real Broker LLC
This calculator provides estimates only. Actual payments may vary based on credit, underwriting, and final loan terms.
BAH rates reflect 2026 San Antonio MHA (TX285) rates. Consult a licensed lender for exact figures.

2026 Enlisted BAH Rates — JBSA San Antonio

WITH DEPENDENTS: E-1 to E-4: $1,728/mo | E-5: $1,869/mo | E-6: $2,094/mo | E-7: $2,112/mo | E-8: $2,121/mo | E-9: $2,157/mo. These rates apply to Randolph AFB, Lackland AFB, Fort Sam Houston, and Camp Bullis.

WITHOUT DEPENDENTS: E-1 to E-4: $1,359/mo | E-5: $1,500/mo | E-6: $1,596/mo | E-7: $1,731/mo | E-8: $1,920/mo | E-9: $1,977/mo. Rates effective January 1, 2026 per DoD.

OFFICER & WARRANT (With Dependents): O-1: $1,905/mo | O-2: $2,091/mo | O-3: $2,127/mo | O-4: $2,307/mo | O-5: $2,457/mo | O-6: $2,475/mo. Warrant: W-1 to W-5: $2,109-$2,280/mo.

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