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JBSA San Antonio • 2025 BAH

2026 JBSA BAH Calculator — Lackland, Randolph, Fort Sam Housing Allowance

Plan your move to Lackland, Randolph, Fort Sam Houston, or Camp Bullis with real numbers.

Buyer · Buying Power Seller · Net Proceeds

Your PCS Details

Installation Lackland AFBRandolph AFBFort Sam HoustonCamp Bullis

Pay Grade E-4 E-5 E-6 E-7 E-8 E-9 W-1 W-2 W-3 W-4 O-1 O-2 O-3 O-4 O-5 O-6

Dependency Status

With Dependents Without Dependents

Loan Details

Loan Type

VA Loan Conventional FHA

VA Funding Fee First-Time Use (2.15%)Subsequent Use (3.30%)Exempt — Disability Rating (0%)

Down Payment %

FHA Loan

Home Price

Interest Rate

Using 6.0% for 30-yr estimate

Property Tax & Exemptions

County Bexar (2.09%)Comal (1.87%)Guadalupe (2.15%)Wilson (1.72%)Kendall (1.63%)Atascosa (1.78%)

VA Disability Exemption None10-29% ($5,000)30-49% ($7,500)50-69% ($10,000)70-99% ($12,000)100% Disabled (Full Exemption)

Includes Texas $140,000 homestead exemption automatically.

Monthly BAH

$1,905

E-6 With Dependents · San Antonio MHA

Monthly PITI Breakdown

• Principal & Interest $0
• Property Taxes $0
• PMI $0
• Homeowners Insurance $100
• Total Payment $0

BAH vs. Payment

BAH Coverage

—

Monthly Delta

—

Your Buying Power Range

Conservative

$0

BAH covers 100%

Comfortable

$0

+$200/mo out of pocket

Stretch

$0

+$400/mo out of pocket

Sale Details

Sale Price

Remaining Mortgage Balance

Agent Commission %

Buyer-agent concessions common on VA deals

Title & Closing Costs

Repairs / Staging

Prorated Property Taxes

PCS Move Costs

Moving / DITY Estimate

TLA / Temporary Lodging Gap

Net Proceeds Waterfall

• Sale Price $0
• − Mortgage Payoff $0
• − Agent Commission $0
• − Title & Closing $0
• − Repairs / Staging $0
• − Prorated Taxes $0
• Net From Home Sale $0
• − Moving / DITY $0
• − TLA Gap $0
• PCS Carryover Costs $0

Final Cash In Pocket

$0

Equity Built: $0

Net as % of Sale Price

Cash Kept 0%

Ready to see what you can actually afford?

Get a free VA buying analysis from Anthony Sharp — Air Force veteran and San Antonio military relocation specialist.

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Serving Lackland AFB, Randolph AFB, Fort Sam Houston & Camp Bullis

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This calculator provides estimates only. Actual payments may vary based on credit, underwriting, and final loan terms.
BAH rates reflect 2025 San Antonio MHA rates. Consult a licensed lender for exact figures.

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